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How do I complain about an insurance company to the Insurance Authority?

Prepared from the official page

File it for free with the “Complaint against an insurance company” service on the Insurance Authority website, or call toll-free 8001240551. The Authority takes insurance complaints, including health and motor insurance.

Steps

  1. If you already complained to the insurance company, keep the complaint number; the Authority's form asks for it.
  2. Open the service page on the Insurance Authority website, press “Get Started”, then sign in on the official site or create a new account.
  3. Press “Continue”, choose “Submit a Complaint”, then enter the insurance sector details.
  4. Say whether the complaint is for you or on behalf of someone else, then write the complaint details.
  5. Upload papers that support your complaint, if you have any, and check your data well, because mistakes can delay or cancel the complaint. Then press “Submit”.
  6. For a car accident claim under compulsory motor insurance: the company must tell you within 5 working days of getting the papers whether it accepts or refuses the claim, and settle it within 15 working days for individuals.
  7. If the company refuses all or part of your claim, it must give you the reasons, and give you copies of the papers behind its decision if you ask.
  8. Note: some complaints may be outside the Authority's remit, so read the guidance on the service page before you start.

Have ready:

  • Your complaint number with the insurer, if you complained to it
  • Details of the insurance sector you are complaining about
  • A clear description of the problem
  • Papers that support your complaint (if any)
Apply on the official website(opens in a new tab)Insurance Authority (IA)ia.gov.sa

Official sources (4)

ia.gov.saComplaint against an insurance companyLast checked: 10 October 2026(opens in a new tab)ia.gov.saInsurance Authority: FAQsLast checked: 10 October 2026(opens in a new tab)ia.gov.saInsurance Authority: Contact usLast checked: 10 October 2026(opens in a new tab)ia.gov.saThe Unified Compulsory Motor Insurance PolicyLast checked: 10 October 2026(opens in a new tab)

General information from official pages, not legal advice. Dalni is an independent service by O AI, not a government website.

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